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The ClinicCPA blog

Plain-English tax answers for clinicians.

Straight guidance for physiotherapists, massage therapists, and clinics. No jargon, no fluff, just what actually affects your practice.

massage therapy clinic treatment room and reception desk representing an incorporated RMT practice Massage Therapists

Should a Massage Therapist Incorporate?

Should a massage therapist incorporate? It depends on how much profit you keep, not what you bill. Here is how an RMT can tell, plus the real costs.

Read more → Occupational therapy treatment room, do occupational therapists charge HST Running Your Practice

Do Occupational Therapists Charge HST in Canada?

Do occupational therapists charge HST? Client care is exempt in Canada, but insurer assessments, file reviews, and reports are taxable. Where the line sits.

Read more → physio associate vs employee comparison, two physiotherapy treatment tables in a clinic Physiotherapists

Physiotherapist Associate vs Employee: The Real Cost Comparison

Physio associate vs employee: what each really costs a clinic in 2026, the payroll math, the HST trap in percentage splits, and how CRA decides which you have.

Read more → jane app bookkeeping - clinic front desk with payment terminal and laptop Running Your Practice

Reconciling Jane App Payouts: Why Your Deposits Are Not Your Revenue

Jane App bookkeeping explained: why Jane Payments deposits are not your revenue, where the fees hide, and how to keep your clinic books and HST accurate.

Read more → Dental hygiene studio treatment room, do dental hygienists charge HST Running Your Practice

Do Dental Hygienists Charge HST?

Do dental hygienists charge HST? Hygiene care is exempt in Canada, but teeth whitening and product sales are taxable. Where the line sits for your practice.

Read more → Massage therapy treatment room with massage table, illustrating when massage therapists register for HST Massage Therapists

When Does a Massage Therapist Have to Register for HST?

When do massage therapists charge HST? The $30,000 threshold, the rolling four-quarter test, the single-quarter trap, and what to do if you crossed it late.

Read more → mixed exempt and taxable HST clinic with treatment table and supplement retail shelves Running Your Practice

Mixed HST: When Your Clinic Has Both Exempt and Taxable Income

When your clinic has both exempt and taxable income, HST applies to each stream separately. What counts toward the $30,000 threshold and how to keep it clean.

Read more → Acupuncture treatment room with needle tray and herbal jars in an HST-exempt practice Running Your Practice

Do Acupuncturists Charge HST in Canada?

Do acupuncturists charge HST? Treatment has been exempt since 2014, but herb sales and cosmetic acupuncture are taxable. Here is where the line sits.

Read more → Warm desk scene with notebook, calculator and tea representing retirement savings planning for a healthcare practice Running Your Practice

Should a Healthcare Professional Contribute to an RRSP?

Sole proprietor or incorporated? How healthcare professionals should weigh an RRSP against a TFSA, FHSA, retained earnings, and the Home Buyers Plan.

Read more → Accountant desk in a physiotherapy clinic with laptop, notebook and treatment table Physiotherapists

What to Look for in an Accountant for Physiotherapists

Choosing an accountant for physiotherapists? Here is what a physio practice actually needs, and why HST-exempt status means a specialist beats a generalist.

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